Sep
25
Let Google Save You Money
September 25, 2009 | Leave a Comment
We use google for everything. But I bet you don't use it for saving money. You should be and here's how. Google 411-When you need directory assistance, don’t call 411. You will get charged between $1 and $4 for a phone number. Just dial 1-800-GOOG-411 (1-800-466-4411) and access local business information free of charge. If [...]
Dec
31
Problems with Edward Jones
December 31, 2008 | 4 Comments
A while back I told you I dumped Edward Jones for Vanguard. So far I couldn't be happier (well, I could be if the market was down so much, but that just means I can buy more right?). A recent problem with Edward Jones convinced me that I made the right move. I logged onto [...]
Oct
30
The Right Time To Save Money
October 30, 2008 | 3 Comments
So the economy has taken a down turn. You've decided you might need to start saving some money. Well, it's too late. You should have been saving five years ago. But there's hope. There's a Chinese proverb about the best time to plant a tree. The best time to plant a tree was twenty years [...]
Jul
14
More people are using a debit card to pay for hotel rooms than ever before. There are many reasons people use debit cards. However, I recommend using credit cards instead of debit cards. Debit cards have become much more popular. Many people pay with debit cards instead of credit cards as a way to avoid [...]
Jun
27
Searching for a Safe Short Term High Yield Investment
June 27, 2008 | Leave a Comment
A couple years ago, online savings accounts were paying over 5% interest. Now interest rates have dropped slightly and are just starting to recover. I have short term money that I want to keep liquid, yet I also want a decent return on investment. What do I do now? In 2006 high interest online savings [...]
Jun
5
Yahoo Music billed me for another year of their music service without my permission. They refused to refund my money so I turned to my last line of defense, my credit card company. Credit Cards have a bad reputation. Some of it is deserved. Like alcohol and casinos, credit cards are bad for certain people. [...]
Mar
14
Ten reasons to use a credit card for every purchase
March 14, 2008 | 1 Comment
Many personal finance sites love to pick on credit cards. The credit card industry is an easy target. Don’t get me wrong, some of the reputation is well deserved. However, the savvy and disciplined consumer can take advantage of credit cards. Like any tool, credit cards, used responsibly, can make life easier. I’ve compiled a [...]
Mar
11
Top Five College 529 Savings Plans
March 11, 2008 | 2 Comments
In a follow up to my previous posts about saving for college with a 529 college savings plan, I’ve recently come across Kiplinger’s ranking of the top five college 529 savings plans. I personally subscribe to Kiplinger’s as well as a few other personal finance magazines. While these magazines may not make you a millionaire [...]
Feb
28
College Savings Dilemma
February 28, 2008 | 2 Comments
Confused about the difference between 529 plans versus Coverdale plans or college savings in general? So was I, so I researched and wrote this article as a way to educate myself (and hopefully you) on the topic of college savings. My son Ben just turned one year old as I write this. He had the [...]
Feb
23
Online Savings Accounts: HSBC vs ING
February 23, 2008 | 3 Comments
Everyone should have a little cash stashed away for a rainy day. After all you never know when an emergency is going to come up. I first starting saving online many years ago with ING Direct. I really liked ING and their website is great. I liked them so much I refinanced my mortgage with [...]