May
15
Bad Economy, Great Opportunity
May 15, 2009 | Leave a Comment
We hear it everyday on the news. The economy is bad. Yeah, we got the memo. But a bad economy doesn't have to mean that things are bad for YOU. One of the most basic principles in making money is finding a need and filling that need. You know, the old supply and demand. For [...]
Apr
24
7 More Money Saving Tips
April 24, 2009 | Leave a Comment
Here's some more tips that will help you grow your money. Once you get going on these, you will really notice how much money is staying in your pocket every month. 1. Don't forget abour rebates. When you buy a product with a rebate, send in the form right away. Put it on the calendar [...]
Jan
16
What Prosper.com Taught Me About Risk
January 16, 2009 | Leave a Comment
In 2007 I started investing with Prosper.com. Prosper is a peer to peer lending website. I thought I was investing cautiously, only choosing to loan to people with good or very good credit (A & AA). Boy was I wrong. I learned some valuable lessons about risk and predicting the future. With Prosper, like all [...]
Dec
16
Why You Need Renter's Insurance
December 16, 2008 | Leave a Comment
You can never have enough money or enough insurance. We live in a world full of risks. Disaster strikes at the most inopportune times. My sister in law just had a major disaster at her apartment. She didn't have renter's insurance, but she wishes she did. The sprinkler system and my sister in law's apartment [...]
Aug
6
Should you rent or buy? That's one of the hardest questions to answer. Most articles don't tell you what you really need to know. This one does. I'll give you the facts about home ownership. Fact: Houses need maintenance. Your maintenance costs could be as high as thousands of dollars a year (or more). Fact: [...]
Jul
30
The Real Reason I Paid Off My Mortgage
July 30, 2008 | 17 Comments
I paid off my mortgage last year. Why did I do it? The time was right for me and it still might be the right time for you to do the same thing. I'll explain why. I've been on a rampage against the mortgage lately. In my last article (more reasons to pay off your [...]
Jul
8
Healthy Eating on a Budget
July 8, 2008 | Leave a Comment
Too many people think eating healthy is too time consuming and expensive. I thought the same way until recently. I conducted an experiment and found that eating healthy is cheaper and sometimes quicker. Healthy Food is Cheap Food I was under the assumption, like many people, that a healthy diet required expensive food. But after [...]
Jun
13
The economic stimulus payment program has been a fiasco. Hundreds of readers have shared their horror stories. You'd think the government could figure out how to get checks to people. Put the check in the mail, what's so hard about that? When government gets involved, simple things get complicated fast. If the government can't mail [...]
Jun
6
Are We Spending Too Much On Our Children?
June 6, 2008 | Leave a Comment
The media tells us we aren't spending enough time with our kids. However, I'm beginning to wonder if we're not spending too much time and money on our children. The idea of spending too much time (or money) and our children seems ridiculous in this modern age of child first living. Aren't we supposed to [...]
Apr
4
Your FICO is Worthless
April 4, 2008 | 3 Comments
FICO scores don’t matter to wealthy people. I know, that sounds like heresy but it’s true. The truly wealthy (or those that will be wealthy someday) know that their credit scores (and credit bureaus) really don’t matter in the long run. Wealthy People Don’t Worry About Credit Scores A FICO score or any credit score [...]